Ireland’s pension ceiling is rising to €2.8 million by 2029, the first increase in over a decade, and the real limit is higher than the published one once the lump sum offset is counted.
Because the threshold you use up is locked in as a percentage, not a euro amount, the timing of your drawdown alone could be worth six figures in extra headroom.
Fordel’s guide covers the effective SFT, the defined-benefit blind spot and the funding options open to business owners, and explains why planning now matters more than waiting for 2029.
Read the full report here.
